Cash and treasuries make up about 25% of Graham Stephan's entire portfolio.

Graham Stephan believes that the only investment strategy that consistently works is to decide how much money to invest every month, pick an allocation that can withstand a 30% to 50% drawdown, and then consistently invest regardless of market conditions.

International diversification currently makes up about 28% of Graham Stephan's entire investment account.

Graham Stephan realized he was positioned incorrectly in his investment portfolio, leading to his biggest strategy change since 2020.

Graham Stephan has religiously dollar-cost averaged into an S&P 500 index fund daily for over a decade.