Graham Stephan believes that the only investment strategy that consistently works is to decide how much money to invest every month, pick an allocation that can withstand a 30% to 50% drawdown, and then consistently invest regardless of market conditions.

Cash and treasuries make up about 25% of Graham Stephan's entire portfolio.

International diversification currently makes up about 28% of Graham Stephan's entire investment account.

Graham Stephan realized he was positioned incorrectly in his investment portfolio, leading to his biggest strategy change since 2020.

Graham Stephan has religiously dollar-cost averaged into an S&P 500 index fund daily for over a decade.